Based on this, we may be able to get that bonus more than once, even without cancelling the first card. First, the Discover Cash Back card comes with a signup bonus, sometimes as high as $150. The representative said the exact same reply that so long as your previous card is one year old it’s no problem at all. This time I didn’t ask about the Miles card at all, I just said that I’m a Discover Cash Back card member and I want a second card to separate certain expenses. Just to be sure, I called Discover again. ![]() The representative replied, “sure, so long as your previous card is more than one year old, you can apply for a second card”. On my second phone call to Discover, I asked them a different question: can I have two of the same version of a Discover card? I made it very clear that I wanted to know if I could have, for example, two Discover Cash Back cards. But there’s currently no way to save the hard-pull on your credit by doing a product change. You need to apply for a new account, at which time they may ask you if you want to close down the old account or just open a second one. Two reports indicate that Discover is not yet allowing doing a product change from the Cash Back card to the miles card ( 1, 2).(I’m putting my money on this being the case for everyone.) We’ll have to wait and see more reports on whether everyone has this experience or if it was an isolated experience. Seems that those who have an existing Discover account will automatically be prompted to call in and verify if they want to open a second account or if they want to close the old one and open the new one. One Flyertalk member applied online and the system told him to call in.Here are two reports regarding the new Discover Miles card. ![]() We wrote a full analysis on this earlier today, see Discover it Vs Discover it Miles – Which Card Makes More Sense? For this reason it’s important to weigh various factors such as the signup bonus and category bonus that Discover Cash Back comes with, versus the higher rate of rewards on ordinary purchases that Discover Miles comes with. ![]() Similarly, someone who doesn’t yet have either Discover card will now have to choose which card they want to get they couldn’t just apply for both. I called Discover twice and both representatives said the exact same reply: you can have more than one Discover card, but only if it’s been 12 months from when you got the previous card. Thus, anyone who only recently got the Discover Cash Back card will not be able to get approved for the new Discover Miles card. In general, the better your credit the more likely you are to get instant approval. But that doesn’t mean that only people with excellent credit score should seek instant approval.With the launch of the new Dicover IT Miles card, many people are wondering: how many Discover cards can someone have? If you have the Discover IT Cash Back card, can you get the new Miles card as well?
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